Privacy Policy

Information We Collect

We collect information necessary to provide our financial planning services:

• • Contact details including name, email, phone number, and address
• • Financial information relevant to planning consultations
• • Communication preferences and service usage data
• • Website usage information through cookies and analytics

How We Use Your Information

Your information is used exclusively for legitimate business purposes:

• • Providing financial planning consultations and services
• • Communicating about your subscription and appointments
• • Improving our services and website functionality
• • Complying with legal and regulatory requirements

Legal Basis for Processing

We process your personal data based on the following legal grounds:

Primary Legal Basis: Contractual necessity for service provision and legitimate interests in business operations

Information Sharing

We share information only in specific circumstances:

• • With service providers who assist in delivering our services
• • When required by law or regulatory authorities
• • With your explicit consent for specific purposes

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Regular security assessments ensure ongoing protection.

Your Privacy Rights

Under Malaysian PDPA and international standards, you have several rights:

• • Access to your personal data and processing activities
• • Correction of inaccurate or incomplete information
• • Data portability where technically feasible
• • Withdrawal of consent for certain processing activities
• • Complaint procedures through our internal processes or regulatory authorities

Cookies and Tracking

We use cookies to enhance website functionality and analyze usage patterns. You can control cookie preferences through your browser settings.

Detailed information is available in our Cookie Policy Cookie Policy

Data Retention

We retain personal information only as long as necessary for service provision, legal compliance, and legitimate business purposes. Retention periods vary based on data type and regulatory requirements.

Children's Privacy

Our services are designed for adults aged 18 and over. We do not knowingly collect personal information from minors without appropriate parental consent.

Policy Changes

We may update this privacy policy periodically to reflect changes in our practices or legal requirements. Updated versions will be posted on our website with effective dates.

Contact Information

For privacy-related questions or to exercise your rights, contact us using the information provided below.