Important Disclaimer
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances vary significantly
Please read this disclaimer carefully before using our financial planning services. By accessing our website and services, you acknowledge and agree to these terms.
General Information
The information provided through our subscription service is for general guidance purposes only and should not be considered as specific financial advice tailored to your individual circumstances without proper consultation.
Content provided through our platform does not constitute professional financial advice and should not be relied upon as the sole basis for financial decisions. Always consult qualified professionals before making significant financial commitments.
Limitation of Liability
Our liability is limited in the following circumstances:
- • We are not responsible for losses arising from misinterpretation of general guidance provided
- • Market volatility and external economic factors beyond our control
- • Decisions made without proper consultation or contrary to our recommendations
- • Technical issues or interruptions to service availability
Information Accuracy
While we strive to maintain accurate and current information, financial markets and regulations change rapidly. Information may become outdated between updates.
We make no warranties regarding the completeness, accuracy, or timeliness of information provided through our service.
Users should independently verify all information and seek current professional advice before making financial decisions.
Financial Planning Considerations
Our financial planning subscription service involves analysis of your personal circumstances and market conditions. Several important factors should be considered:
Important Considerations:
- • Market conditions can change rapidly and may affect the relevance of planning strategies
- • Individual circumstances vary and generic approaches may not suit your specific situation
- • Regular review and adjustment of financial plans is essential for continued relevance
External Links and References
Our service may reference external websites, tools, or resources for additional information. We are not responsible for the content, accuracy, or availability of external sites.
References to external resources do not constitute endorsement of their services or advice.
Results and Outcomes
Individual results may vary
We cannot guarantee specific outcomes or results from following our financial planning guidance. Success depends on individual circumstances, market conditions, and implementation.
Professional Advisory Recommendation
We strongly recommend consulting with qualified financial advisors, tax professionals, and legal experts before implementing significant financial strategies.
Our service complements but does not replace the need for personalized professional advice from licensed practitioners in relevant fields.
Governing Law and Jurisdiction
This disclaimer and our service terms are governed by Malaysian law and regulations:
Applicable Law: Malaysian federal and state financial services regulations apply to our service provision
Jurisdiction: Malaysian courts have exclusive jurisdiction over disputes arising from our service
Local regulations may vary by state within Malaysia and should be considered in your planning
User Indemnification
Users agree to indemnify and hold harmless Miralenqovio and its representatives from claims arising from misuse of our service or failure to seek appropriate professional advice when recommended.
Disclaimer Updates
We may update this disclaimer periodically to reflect changes in our service or regulatory requirements. Updates will be posted on our website with revision dates.
Continued use of our service after disclaimer updates constitutes acceptance of revised terms.
Contact Information
For questions about this disclaimer or our service terms, please contact us:
Email: info@miralenqovio.com
Phone: +60 3 7666 2164
Address: 95 Jalan Sultan Ismail, Kuala Lumpur 50250
Effective Date: July 22, 2025
Last Updated: July 22, 2025